In this real estate market . . . experience counts!
Whether You have decided to buy your first home, an investment property or you’re changing your house, either way home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.
Finding the perfect home doesn’t happen in one day. There are a number of things you can do to simplify the process, including defining financial parameters, potential neighbourhoods and the desired features in your next home.
The first step to buying a home and understanding home ownership is at our meeting with you to find out your real estate goals, we will explain the steps involved in buying a home in details:
- Suitable location
- Affordable price
- Mortgage calculation
- Costs Involved
We will be with you From the beginning through the end, starting with
- Assistance with home loan qualification and approval
- Automated listings search notification, via email
- Prepare your home purchase contract agreement
- Provide a CMA (comparable market analysis) to help determine your offer price
- Provide you with the best negotiation skills & Knowledge that you deserve
Once you find the house you want to make your home,
we place an offer on the property, In the offer, we should specify how much is the right price to pay. State when the offer expires, and suggest a closing date for the transaction.You can also propose some conditions on the offer. Some common types of conditions are:
- conditional upon getting a suitable mortgage
- providing a current survey, showing the location of the house on the property owned by the seller and that there are no encroachments;
- if you have any doubts about the home’s safety and construction, you may wish to make the purchase conditional on an inspection by a qualified Home Inspector, (Having a qualified home inspector look at the house is always a good idea. The older the home, the greater the need for professional inspection )
- if there is a septic system, the seller should have a health inspection certificate, stating the system meets local standards;
- selling your current home (the seller may continue to look for a buyer, but will give you the right of first refusal);
- any inclusions – basically, what stays and what goes.
You will need to present a deposit along with your offer. An appropriate deposit will show your good faith to the seller. The seller’s agent is bound by law to bring all offers to the seller’s attention.
After your offer is accepted and all the conditions are met, the offer becomes binding on both sides. If you walk away from the deal at that point, you may lose your deposit. You may also be sued for damages. Make sure you understand and agree with all of the terms of the offer before signing.
No matter what type of home or property you’re buying, plan on some extra expenses.
Buyers Market…Sellers Market…
Is right now a good time to buy?
Markets go up, markets go down and even the smartest experts can’t accurately predict when a market will peak or bottom out. If you’re buying a home as a longterm investment (and for long-term enjoyment), you should be protected from short-term changes in the market. Pick a home that meets the needs of you and your family. Then you’ll enjoy living in your investment as it grows in value.And if you’re an investor, we advice you with the right location to target…
It is also very important to get qualified with a lender as when the right property appears you will have everything in order to place an offer.
We negotiate the absolute best price.
And simplify your transaction for you as much as possible.